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Personal Health and Dental Insurance

Personal Health and Dental Care can augment the government health plan. You may be a retiree, a part-time employee, or a student. Plans benefit over-aged dependents, people in between jobs or those simply looking for additional insurance above the provincial coverage. Extended care plans supplement government programs to cover drugs, dental and other health related expenses.

The personal health and dental plans allow you to build your own benefit plan and tailor your coverage to suit you and your family's specific needs.

Plan's may include options for covering items like vision care, registered therapists and health practitioners, hospital accommodation, ambulance; dental, and prescriptions. In additional some plans may offer some travel, accidental death and dismemberment, final expense or survivor benefits. You determine the plan that suits your needs.

Conversion from an employer plan may be eligible for covering pre-existing conditions. This conversion usually must be done within 60 days of leaving a recognized employer plan.

Prescriptions Costs

Have you ever wondered why prescriptions are cheaper at some pharmacies than others? Here’s a list of dispensing fees that various pharmacies charge: 

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2010 Tax Changes for Cosmetic Procedures No Longer Considered Tax-Exempt

In the federal budget announced on March 4, 2010 expenses incurred for purely cosmetic procedures will no longer be eligible under the Medical Expense Tax Credit. 

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British Columbia Provincial Health Insurance Plan Fact Sheet

Prescription Drugs - Coverage through the Fair Pharmacare program for eligible prescription drugs listed on the BC drug formulary.  Residents pay a deductible based on family income.
Ambulance: Ambulance fees are not covered by the Medical Services Plan of B.C. However, they are covered by other third parties such as Workers Compensation and ICBC. Residents are required to pay an $80 flat fee for either ground or air transport.  Residents on premium assistance are not required to pay.

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