Segregated Funds

Segregated funds are funds that have many similar investment opportunities as mutual funds, however, they have an insurance component which may be attractive to you if you wish to protect against down turns in the market, a guarantee at maturity or a death benefit is important to you. If you own a business you may benefit from creditor protected segregated funds..*

Segregated funds are particularly attractive to people who want a predictable retirement income and wish a choice of diversified investment funds.

Segregated funds can be RRSP eligible or not, depending on your circumstances. Call for a review today to see if you would benefit from having segregated funds as part of your retirement plan.

*the unseizability rules are complex. Interested individuals should consult a lawyer or notary (as applicable) to analyze your particular circumstances.