Travel Health and Dental Insurance

Traveling outside of Canada or outside the province of B.C. you need to purchase travel medical insurance. Why you say, when you have BC medical? Out of Canada emergency medical expenses are not generally covered by your provincial medical plan and these expenses can be financially overwhelming - into the thousands or hundreds of thousands of dollars. Therefore, before you travel check with your insurance advisor for the most appropriate type of travel insurance.

You may purchase travel medical, trip interruption insurance in the event you or a traveling companion cannot complete your trip, or trip cancellation insurance to reimburse you for your trip costs in the event you need to cancel your trip before it starts.

While travelling outside your own province of residence in Canada, some medical and paramedical expenses may only be partially covered by your provincial health insurance program. Whether you travel frequently or occasionally, there is a plan that’s right for you. Depending on your needs, you can opt for coverage on a daily or annual basis.

With appropriate travel coverage your unexpected medical emergency costs will be taken care of, so you can travel worry free.

Out of Province Medical Insurance

A few years ago when I was vacationing in Santa Fe, New Mexico, I accidently fell down the steps of my travel trailer and broke my arm. Unfortunately, the break required an operation and in that one event I discovered how important it is to have Out of Province Medical Insurance. The care for the broken arm cost US$11,412 and my BC Medical Plan reimbursed me for only C$636.

Travel Delays?

Traveling This Spring? If Your Trip is Delayed Remember to Extend Your Travel Insurance.  Traveling outside the province or outside the Country ensure that your Travel insurance is extended if your trip is extended.

Visitors To Canada Medical Insurance including Pacific Care Givers

Visitors to Canada either on vacation in Canada or those people awaiting approval of their BC medical can apply for coverage.  If you would like a quotation for coverage while you are in Canada or are new to Canada awaiting BC medical coverage, click here to download the form and email or fax it to us for a quotation.